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When the Open Enrollment Period for the year is over, you can only enroll in or change a health plan if you qualify for a Special Enrollment Period.

Typically, a consumer has 60 days (about 2 months) after experiencing a qualifying event to apply for coverage. Use this tool to see if you qualify: or contact a Navigator at 866-826-8375.

Qualifying Special Enrollment Events

There are many events that trigger a special enrollment opportunity, such as:

Populations That Qualify Throughout The Year

Some populations are also able to enroll throughout the year without experiencing events, such as:

Documents For Enrollment Applications

If you qualify for a Special Enrollment Period and apply for Marketplace coverage, you may be asked to provide documents to confirm the events that make you eligible.

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