Frequently Asked Questions

The Health Insurance Marketplace is a service that helps people shop for and enroll in health insurance. The Marketplace—also known as the Exchange—provides health plan shopping and enrollment services through healthcare.gov, call centers, and in-person assistance.

Cover Kansas Navigators are trained, unbiased assisters that can help you compare health insurance plans, assist you with the online application process, and provide answers to your Marketplace questions year-round. Connect with a Certified Navigator in your area.

When you buy health insurance through the Marketplace, you may qualify for financial assistance to help pay your monthly premiums. Learn about what Financial Assistance is available to you.

The open enrollment period is November 1, 2024, until January 15, 2025, for a 2025 Marketplace health plan. Enroll by December 15, 2024, for coverage that starts January 1, 2025. Enroll by January 15 for coverage that starts February 1, 2025. Certain life events can qualify you for a special enrollment period anytime of the year.

• Names, birth dates and Social Security numbers for everyone in your household
• Income documentation for every member of your household (e.g., pay stubs, W-2 forms, tax returns)
• A completed Employer Coverage Tool for every job-based plan that you or someone in your household is eligible for. Your Navigator can provide one, or download the document at HealthCare.gov
• Tax information, such as filing status and number of dependents
• Immigration documentation and supporting identification numbers
• If you plan to submit an online application, you will need an email address and the associated password to create an online Marketplace account. Your Navigator can help you create an email address if you do not have one

There are 93 total plans available for 2025. See the 2025 Kansas Insurance Plans Brief (PDF).

If your current plan is still available and you would like to keep it – and if your household size and income have not changed – you do not need to do anything. You will be automatically renewed for 2025. However, you must update your information with the Marketplace to make sure you get the full savings you deserve. If your current plan does not meet your needs, now is the time to change your plan. Talk with your Navigator or make changes online.