Getting coverage through the federal Health Insurance Marketplace can be a complicated process. We have simplified it. This website answers any questions you might have about enrolling, and allows you to get free assistance from a certified Navigator.
The Health Insurance Marketplace (or Exchange) is for people who don’t have coverage through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source that provides qualifying health coverage.
Cover Kansas Navigators are trained, unbiased individuals that can help you compare health insurance plans, assist you with the online application process, and provide answers to your Marketplace questions year-round.
As a reminder, you can enroll in the Marketplace without assistance. Navigator assistance is a free service provided by Cover Kansas.
Qualifying life events.
Learn what life changes may qualify you for a Special Enrollment Period in Marketplace Insurance.
Open Enrollment ended on January 15, 2022, but certain life events can qualify you for a Special Enrollment Period anytime of the year. Learn more here.
What do I need to apply and enroll?
Check out our “How To” Video for step-by-step instructions. You will typically need:
Names, birth dates and Social Security numbers for everyone in your household
Income documentation for every member of your household (e.g., pay stubs, W-2 forms, tax returns)
A completed Employer Coverage Tool for every job-based plan that you or someone in your household is eligible for. Your Navigator can provide one, or download the document at HealthCare.gov
Tax information, such as filing status and number of dependents
Immigration documentation and supporting identification numbers
If you plan to submit an online application, you will need an email address and the associated password to create an online Marketplace account. Your Navigator can help you create an email address if you do not have one
If you don’t agree with a decision made by the Health Insurance Marketplace, you may be able to file an appeal. You generally have 90 days from the date of your Eligibility Notice to file an appeal. Learn more here.