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Life Happens Outside of Open Enrollment

Special Enrollment Periods available through Oct. 31 for qualifying life events.

The Health Insurance Marketplace (or Exchange) is for people who don’t have coverage through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source that provides qualifying health coverage.

Cover Kansas Navigators are trained, unbiased individuals that can help you compare health insurance plans, assist you with the online application process, and provide answers to your Marketplace questions year-round.

As a reminder, you can enroll in the Marketplace without assistance. Navigator assistance is a free service provided by Cover Kansas.

Qualifying life events

Learn what life changes may qualify you for a Special Enrollment Period in Marketplace Insurance.

Call 866-826-8375 to get connected with a Navigator near you.


When can I enroll?

Open Enrollment for 2024 ended on January 16, 2024, but certain life events can qualify you for a Special Enrollment Period anytime of the year. Learn more here.

Open Enrollment for 2025 will be from November 1, 2024 to January 15, 2025.

What do I need to apply and enroll?

Check out our “How To” Video for step-by-step instructions. You will typically need:

  • Names, birth dates and Social Security numbers for everyone in your household
  • Income documentation for every member of your household (e.g., pay stubs, W-2 forms, tax returns)
  • A completed Employer Coverage Tool for every job-based plan that you or someone in your household is eligible for. Your Navigator can provide one, or download the document at
  • Tax information, such as filing status and number of dependents
  • Immigration documentation and supporting identification numbers
  • If you plan to submit an online application, you will need an email address and the associated password to create an online Marketplace account. Your Navigator can help you create an email address if you do not have one
What plans are available?

There are 128 total plans available for 2024. See the 2024 Kansas Insurance Plans Brief (PDF).

Can I appeal an eligibility decision?

If you don’t agree with a decision made by the Health Insurance Marketplace, you may be able to file an appeal. You generally have 90 days from the date of your Eligibility Notice to file an appeal. Learn more here.

Financial Assistance

When buying health insurance through the Marketplace, you may qualify for assistance to help pay your monthly premiums.

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More Help

Watch our how-to videos made just for you as you research healthcare in Kansas.

Take a look at some other useful websites about healthcare in Kansas.

Have questions? Find our answers on our helpful FAQ page.